HB 128 – AS INTRODUCED

2015 SESSION

15-0250

01/09

HOUSE BILL 128

AN ACT authorizing individuals and certain businesses to purchase health insurance from out-of-state companies.

SPONSORS: Rep. McClarren, Hills 29

COMMITTEE: Commerce and Consumer Affairs

ANALYSIS

This bill authorizes individuals and certain businesses to purchase health insurance from out-of-state insurance companies. The bill grants rulemaking authority to the insurance commissioner for the purposes of the bill.

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

15-0250

01/09

STATE OF NEW HAMPSHIRE

In the Year of Our Lord Two Thousand Fifteen

AN ACT authorizing individuals and certain businesses to purchase health insurance from out-of-state companies.

Be it Enacted by the Senate and House of Representatives in General Court convened:

1 New Chapter; Health Care Insurance From Out-of-State Insurance Companies. Amend RSA by inserting after chapter 404-I the following new chapter:

CHAPTER 404-J

HEALTH CARE INSURANCE

FROM OUT-OF-STATE INSURANCE COMPANIES

404-J:1 Health Care Insurance Purchased From Out-of-State Insurance Companies Authorized; Plan Requirements.

I. In this chapter “commissioner” means the insurance commissioner.

II. An individual who is a resident of this state or an employer with under 100 employees may purchase health insurance from out-of-state health insurance carriers which are approved by the state where the carrier does business.

404-J:2 Rulemaking. The commissioner shall adopt rules, pursuant to RSA 541-A, relative to:

I. Form and content of applications for health insurance under this chapter.

II. Further definition of employer, if appropriate.

III. Procedures for resolution of disputes, including hearing procedures.

404-J:3 Applicability. This chapter shall not be construed to require the out-of-state insurers to offer or provide state-mandated health benefits required by New Hampshire law or rules in health insurance policies sold to New Hampshire residents.

404-J:4 Resolution of Disputes. Resolution of disputes between the insurer and the insured shall take place in New Hampshire in accordance with rules adopted by the commissioner under RSA 541-A.

2 Effective Date. This act shall take effect 60 days after its passage.