HB 1155 - AS INTRODUCED
2024 SESSION
24-2156
05/10
HOUSE BILL 1155
AN ACT relative to insurance coverage for living organ donors.
SPONSORS: Rep. Cambrils, Merr. 4; Rep. Moffett, Merr. 4; Rep. Layon, Rock. 13; Rep. Grote, Rock. 24; Rep. Leishman, Hills. 33; Rep. Packard, Rock. 16; Sen. Lang, Dist 2; Sen. Watters, Dist 4
COMMITTEE: Commerce and Consumer Affairs
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ANALYSIS
This bill prohibits disparate treatment of a life insurance or long term care insurance policy holder based on their status as a living organ donor.
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Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
24-2156
05/10
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Twenty Four
AN ACT relative to insurance coverage for living organ donors.
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 New Paragraph; Unfair Insurance Trade Practices; Coverage of Living Organ Donors. Amend RSA 417:4 by inserting after paragraph VIII the following new paragraph:
VIII-a. Living Organ Donors.
(a) No individual or group life insurance policy or long-term care insurance policy shall:
(1) Deny or cancel coverage to a covered person solely on the basis of the person’s status as a living organ donor.
(2) Deny a covered person eligibility or continued eligibility to enroll or to renew coverage under the terms of a policy, contract or certificate, solely on the basis of the person’s status as a living organ donor.
(3) Reduce or limit coverage or benefits, increase the premiums or otherwise adversely affect the coverage or cost for a covered person’s policy, contract or certificate solely on the basis of the person’s status as a living organ donor without any additional separate actuarial risk involved.
(4) Preclude a covered person from donating all or part of an organ or tissues as a condition of receiving or continuing to receive coverage under a policy, contract or certificate.
(b) In this section:
(1) “Covered person” means a policyholder, subscriber, enrollee, member or individual covered by any policy, contract or certificate or by any life insurance or long-term care insurance policy.
(2) “Living organ donor” means a person who is not deceased and who has donated all or part of one or more of the person’s own organs or tissue to another person for transplant.
2 Applicability. This act shall apply to any individual or group life insurance or long-term care insurance contract or policy offered, issued, renewed, delivered or issued for delivery in this state on or after July 1, 2024.