SB 319-FN - AS INTRODUCED

 

 

2022 SESSION

22-2860

11/05

 

SENATE BILL 319-FN

 

AN ACT relative to vaccination status and wellness incentives.

 

SPONSORS: Sen. Rosenwald, Dist 13; Sen. Prentiss, Dist 5; Sen. Watters, Dist 4; Sen. Whitley, Dist 15; Sen. Soucy, Dist 18; Sen. Sherman, Dist 24; Sen. D'Allesandro, Dist 20; Sen. Cavanaugh, Dist 16; Sen. Kahn, Dist 10; Sen. Perkins Kwoka, Dist 21; Rep. Weber, Ches. 1; Rep. Marsh, Carr. 8; Rep. Woods, Merr. 23; Rep. Knirk, Carr. 3; Rep. Allard, Merr. 21

 

COMMITTEE: Health and Human Services

 

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ANALYSIS

 

This bill requires that all health coverage offered by health carriers to employers shall provide a wellness financial incentive to insured persons when voluntarily supplied with sufficient evidence the insured is currently fully vaccinated for Covid-19 at the time of enrollment.  The bill repeals this requirement in 2023.

 

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

22-2860

11/05

 

STATE OF NEW HAMPSHIRE

 

In the Year of Our Lord Two Thousand Twenty Two

 

AN ACT relative to vaccination status and wellness incentives.

 

Be it Enacted by the Senate and House of Representatives in General Court convened:

 

1  New Section; Health Coverage; Covid-19 Financial Incentive.  Amend RSA 420-G by inserting after section 16 the following new section:

420-G:17 Vaccination Incentives.  All health coverage offered by health carriers to employers shall provide a wellness financial incentive to insured persons when voluntarily supplied with sufficient evidence the insured is currently fully vaccinated for Covid-19 at the time of enrollment.  Such incentive shall be considered a risk management activity, shall not be considered a rebate, and shall not be taken into consideration when determining premium.

2  Repeal.  RSA 420-G:17, relative to financial incentives for Covid-19 vaccinations, is repealed.

3  Effective Date.  

I. Section 2 of this act shall take effect December 31, 2023.

II. The remainder of this act shall take effect upon its passage.

 

LBA

22-2860

Redraft 12/10/21

 

SB 319-FN- FISCAL NOTE

AS INTRODUCED

 

AN ACT relative to vaccination status and wellness incentives.

 

FISCAL IMPACT:      [ X ] State              [ X ] County               [ X ] Local              [    ] None

 

 

 

Estimated Increase / (Decrease)

STATE:

FY 2022

FY 2023

FY 2024

FY 2025

   Appropriation

$0

$0

$0

$0

   Revenue

$0

Indeterminable

Indeterminable

$0

   Expenditures

$0

$0

$0

$0

Funding Source:

  [ X ] General            [    ] Education            [    ] Highway           [    ] Other

 

 

 

 

 

COUNTY:

 

 

 

 

   Revenue

$0

$0

$0

$0

   Expenditures

$0

Indeterminable

Indeterminable

$0

 

 

 

 

 

LOCAL:

 

 

 

 

   Revenue

$0

$0

$0

$0

   Expenditures

$0

Indeterminable

Indeterminable

$0

 

METHODOLOGY:

This bill requires that all health coverage offered by health carriers to employers shall provide a wellness financial incentive to insured persons when voluntarily supplied with sufficient evidence the insured is currently fully vaccinated for Covid-19 at the time of enrollment. The bill repeals this requirement in 2023.

 

The Insurance Department assumes that the time of enrollment means the first day of the policy year’s effective date of coverage, which would be the issue or renewal date, in calendar year 2022.  Where the bill indicates that the incentive shall not be considered either a rebate or taken into consideration when determining premiums, the Department assumes that this refers to loss ratio requirements and medical loss ratio rebate calculations.  Where there is a cost associated with the program, issuers may need to adjust pricing assumptions that may impact premium rates.  To the extent this bill impacts premium rates, there may be an indeterminable impact on county and local expenditures.  The bill does not specify what the financial incentive to insured persons shall be.  The State collects insurance premium tax and the bill may have an impact on premium tax.

 

The New Hampshire Association of Counties states this bill would have no fiscal impact on county government.

 

The New Hampshire Municipal Association state this bill would have no impact on municipal expenditures or revenues.

 

It is assumed that any fiscal impact would occur after FY 2022.

 

AGENCIES CONTACTED:

Insurance Department, New Hampshire Association of Counties, and New Hampshire Municipal Association